Friday, December 31, 2010
I have been actively couponing for about 3 years now. And honestly, it is kind of addicting. To be able to walk out of the store saving more money than you spent is such an awesome feeling. I remember the first time I saved over 40% on my grocery bill (Actually it was 63% that trip) I wanted to dance out of the store. I immediately called my hubby but he wasn't nearly as excited as I was.
I watched this show the other night on TLC called "Extreme Couponing" and now I am on a major mission. The show followed 4 people on an extreme shopping trip. Two of the people went in and purchased A LOT of groceries, MrCoupon (as he is referred to on his website weusecoupons.com) walked out with 1100 boxes of cereal that he donated to his curch's food bank and only spent around $150. I later found out that they don't normally shop that big but WOW! it was pretty awesome. Now I do not want to go in shopping like that, donating or not, because 1) I simply do not have the room and 2) my hubby would kill me. LOL. Anyway, I am rambling now. My point is that one of the women on the show had 21 bottles of soda and paid very little for them. I want to do THAT! They were still buying meat and veggies and were still able to walk out paying less than 30% of the total bill. So my l♥ve of coupons has grown.
I have been printing coupons for the last 2 days and even found this really awesome grocery tracker app for my phone. Grocery Tracker allows you to have an inventory of your groceries (WHAT!) and you can make grocery lists as well. The really cool part is that you can have different lists for different stores, also you can put in the prices for each item. There is even a spot to enter in your coupons and it calculates the amount you will pay AFTER tax and coupons. I can't wait to try this out. So far I am in LOVE with it. I will let you know how it works when I can fully use it. However, all day today I have been scanning in my whole pantry. Oh yeah, did I mention you scan the barcodes of the items to enter them into the database (WHAT WHAT!) Yeah, hubby was really loving that. haha
So here's to lot's of savings in the New Year!
2011 Here I come.
Thursday, December 30, 2010
Gas for said car
Blow Money (both DH and I)*
School lunches and fundraisers for 3 kids*
Gifts (Christmas/Birthdays - including birthdays the kids may get invited to)*
Sports Recreation for 3 kids *
Items with an * are new categories that were not actually budgeted before but just kind of paid as we went if we could. Like haircuts, it has been at least a year if not longer since I have had my hair cut. :( New clothes? What are those?
I swear I am slightly OCD. Why? Because for one thing, I use Quicken for my banking and have to have it exactly right. When DH and I first merged bank accounts he used to round his transactions up to the nearest $$ and that absolutely drove me nuts. I have been handling the accounts ever since :D Because I have to have it exactly right I spent the majority of the day yesterday trying to get the accounts for the house, our car, and my student loan accounts to match the statements online. OMGoodness, I do not understand Wells Fargo's system for applying payments but I will try to tackle that another time. I am pleased that I now can tell you in a split second how much we owe without having to log on to each account. What what!
Next up was to analyze my grocery spending. Last year at this time a friend of mine showed me an Excel spreadsheet to calculate spending vs savings. I was wanting an accurate calulation of the amount of money I save using coupons each month and this spreadsheet is perfect. So today I sat down and entered in the month of receipts I have been meaning to input into the spreadsheet.
Resolution #6: Enter receipts immediately after grocery shopping so I do not have a pile to do at once. :)
The end result...Overall we saved 30% for the year. $975.58 saved in coupons alone. On top of that we saved $1,570.27 by purchasing during store sales. I seriously need to step up my couponing because if I would have been on my game the whole year (a few months we kind of slacked off using coupons) I would have totally made it under my budgeted amount.
Resolution #7: Coupon, Coupon, Coupon. ;)
Tuesday, December 28, 2010
And even though I know the odds are against me to complete a resolution I always do so anyway. Probably more out of habit than anything.
Saturday, January 2, 2010 Going to try this out
I feel that I am fairly competent with the Internet and computers. I am, after all, taking online classes through the local college to get my associates degree in Administrative Office Technology. Expected date of graduation, May 2011. Woo Hoo. I have Yahoo'd, MySpace'd, and Facebook'd (I am slightly addicted to that one, I love all my "friends"). But I have never really tried the whole blogging thing. So we will see how this works out.
I see lots of other people out there with really cool sites and lots of interesting information and it seems simple enough. It can't really be all that hard...Can it?
So, apparently it is harder than I anticipated. LOL I did pretty good at first but the last 3 months did me in. I am finally done with school. D.O.N.E. I graduate in May. So happy for that. Got caught up on sewing projects that needed to be done, through with the holidays which went well, and I even got my coupon binder organized again. YAY!!! I am caught up on all the TV shows I watch and found a few favorites too. I even went back and watched the whole series of LOST...awesome show.
So here is to the end of 2010 and hopefully a blog-filled 2011. :)
Wednesday, September 8, 2010
Like I said, my sis and I talk everyday, just about all day. It all starts around 7am when one will call the other. That initial conversation usually lasts around 2 hours or until she needs to get off the phone. She actually has a paying job whereas I get to stay home and do housework all day. ;) For most people that would be the end of it until the next day, but no, not for us. Because now we have Facebook, and live chatting so our conversation drags on all day. Not constantly all day but periodically we will find ourselves chatting online. The part that is even more funny, maybe even sad to a point, is that we will be on the phone talking and on Facebook posting back and forth.
What do we have to talk about for this long is usually the first question we get asked and really we do not have a good answer for that because we talk about everything. ;)
Peanut, as I call him, is more of a Cashew now but will forever be Peanut to me. Even when he is 30 with a family of his own. Ok, maybe I won't still be calling him Peanut when he is 30 but I can guarantee that it will be in his Senior yearbook. :D You know, the whole full page ad you can buy and put pics and stuff on it. That is if they still do that when he graduates high school in 2027!!!
So anyway, nothing much new other than school for both the older boys' and myself. YAY!! My last semester and then I graduate in May. I am so excited.
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Friday, July 2, 2010
So here is our 2 week difference. LOL
Wednesday, June 30, 2010
Yes, it was early. And yes, this post is way late. However, you won't actually know the 2nd part as I am going to fudge the date I actually post this LOL.
I got up at 6am on the 21st in order to register for my last two college classes. I graduate in May 2011. After registering I got up to get something to drink when I felt something, wasn't sure what at the moment. Upon inspection it looked like it could have been my water breaking so I called the dr's office which had me come in to the labor and delivery at the hospital. I called my hubby who for whatever reason thought it was funny. He had just gotten to work BTW. Hubby gets home, we are getting the kids ready for some friends of ours who were going to watch them and we left them with the neighbors until the friends show up. Thankfully it was only 2 of our 3 kids as the other was away for the weekend.
We get to the hospital and as I am arriving on L&D I see my doctor. YAY for luck, he is the doctor on call. They do a check to see if it was in fact my water and it was so I was scheduled for a c-section. The surgery went great, I was awake for the whole thing and got to hear my baby cry. That is the most amazing sound ever. I was only 35 weeks 3 days along so he had to go to the nursery because he was having issues breathing.
To keep this post from being extremely long, he had RDS - Respitory Distress Syndrome, basically his lungs weren't quite developed yet so they had to give him some meds to keep his lungs from collapsing. In all, he was in the hospital for 9 days.
Welcome home Peanut!
Thursday, June 17, 2010
We're so excited for this new warm and sunny season...and all of the excitement and fun that summer time brings! So for the next 100 days we're celebrating ...and we want you to join us. From challenges, contests and drawings, to prizes, new products, and awesome incentives...not too mention plenty of cool summer business tips and scrapbook inspiration...you'll be drenched in pure summertime bliss. So grab a cool drink and jump on board...this is going to be one cool summer!
Jump in, get creative and SAVE!
Starting June 17th we'll be sponsoring a summer long layout contest where every other week we'll announce a special collection - along with a super sale on the highlighted product line. You'll have a two week period to create your best layout using products from the collection. Email your submissions to Jodi at firstname.lastname@example.org along with your material list, name, consultant number, email address, and phone number. We'll post each submission on our MemoryWorks Blog and consultant MW Studio where our talented TeamWorks members will judge each entry and award one winner a scrapbook prize package worth $25.00!
Simple Stories Layout Contest
We couldn't possibly start our summer layout contest without first highlighting our very own Simple Stories product line!
Our first layout contest we'll be focusing on all things Simple Stories - the colors, the designs and the theme is so versatile it makes the perfect summer projects! This is the first-ever sale on our Simple Stories kit*, so grab your kit (or 2...or 3...) at this amazing deal and get creative. Top layouts will also be selected to be highlighted on our Simple Stories blog and photo gallery!
*Save 15% on Simple Stories Life Documented Kit - offer good only June 17 - June 24, 2010; Layout Submissions Due - July 5, 2010; Email layout image to email@example.com; Open to consultants and customers.
Shop Now...and WIN!
Monday, May 24, 2010
Tuesday, May 18, 2010
Anyway, because the card was closed my MemoryWorks site was shut down because apparently pregnancy has affected my fingers along with my brain. I could have sworn that I updated the payment info but I guess I didn't so it was down for a few days while I updated that information. Hopefully, no one tried to access it. :(
On a brighter note, I had a doctors appointment yesterday and all is still good. Nothing new to report.
Saturday, April 17, 2010
Here is the finished product. What do you think?
It is not perfect but I think it was a pretty good try.
Wednesday, April 14, 2010
Monday, April 12, 2010
Well, this will be a short posting this evening as we have a long day ahead of us tomorrow. I will be finishing up a project for school, working on my son's baseball team's banner, finishing up favors and decorations for my niece's baby shower this weekend, AND I still need to finish the pile of laundry that has accumulated in the house as well as clip and organize my coupons. PHEW! Not to mention I probably should squeeze in a trip to the dreaded DMV to finally drop off my old tags. BLAH, I am thinking at this point that I do not really need a receipt. Who wants to wait in that line.
First baseball game tomorrow night at 6pm. GO ORIOLES!
The downside to this, again the fault of my fingers, is that I printed business cards out with the old name. *insert crying here* Good thing I did the printing at home and am only out about $3 LOL
Friday, April 9, 2010
Check it out http://reginahyman.memory-works.com/. Create an account and shop away.
If you would rather a catalog, contact me through the site and I can get one to you. Cost is $5 and I will also include a coupon for $5 off your first order of $30 or more. Mention the coupon with your order.
Wednesday, April 7, 2010
If you are not familiar with them, MemoryWorks is a direct sales company that sells top name-brand scrapbooking products such as Bo Bunny, Cosmo Cricket, Basic Grey, etc.
If you would like to look through the catalog online check out this link Spring/Summer 2010 Catalog.
Monday, March 29, 2010
I did get to scrapbook a bit though earlier this month. :) My sister hooked me up with a "job" to make some invitations for her boss. That was super fun and opens up some ideas for me. I am also planning my niece's baby shower for the 17th and will be making the cake. Can't wait. I love cake decorating too. I am still learning but this is going to be a great cake. Pics to follow. So between school, family life, and preparing for an awesome cake I am still around.
Gabriel has been moving up a storm lately which is awesome. Jason thinks it is kind of creepy but I find it to be the most amazing gift ever. July 23rd can't get here soon enough.
Tuesday, March 9, 2010
Here are a couple of shots from the u/s
Wednesday, March 3, 2010
Baseball starts up this month. Jason is super excited because he is coaching again this year. TJ is excited because baseball is his favorite of all the sports he has played. I am excited because I have decided to venture out from behind the "sports" and "auto" mode of my camera and am learning all the really neat things it can do.
This was/is my try at taking baseball action shots last season. You can see how this would have been an awesome shot had it not have blurred. :(
Tuesday, February 16, 2010
Been pretty eventful. TJ has had basketball games and last night he scored the first 2 points. YAY!! About a week and a half ago we had a 3D u/s for Baby #4 and it is looking like it is Baby Boy 4. That is what I have been calling him. We went to this great place called Small Wonders Imaging in Summerville and the lady (Holly) was awesome. She got some really great shots too. Here is a pic from that scan.
And here is the pic I like to call the "money shot" LOL
Wednesday, January 27, 2010
I found out about this really cool item, a Belly Bandit, from a site I frequent a lot and so I started looking up info on it. I was looking at the main site and then tried to find pics of people actually wearing them and before/after photos and come across this site...Best Baby Organics.com. They are having a giveaway for a Belly Bandit and I am so hoping I am lucky enough to win. The contest ends on Jan. 31, 2010 so if you are interested in it you need to hurry. If I don't win then of course I will be going out and getting one for myself. :D
Friday, January 22, 2010
On a good note. I went to the doctor on Monday and got to see the baby. :) That is always a good thing. S/he is looking good. The only not so good but not completely bad thing is that because this baby is in my right side (I have uterine didelphys which is 2 seperate halves of a uterus) and it is a first time pregnancy in this side that it increases the chances of going into preterm labor. Crossing all my crossables that I don't though and have my scheduled c-section instead of an emergency one.
Tuesday, January 12, 2010
I suffer from social anxiety (self-diagnosed that is) and I am scared to death to speak in front of a group of people. I do not like having people stare at me. I am so afraid of public speaking that when I was in high school I would purposely "forget" my paper at home and take the point deduction so that I did not have to get up in front of the whole class. The nervousness has subsided some, for the moment, and I am fairly confident that I CAN DO THIS. Right now I am just focusing on getting the rest of my class work done without falling behind.
Wish me luck! I need it!
Saturday, January 9, 2010
TJ and Jason had another game today and it was a good game. TJ scored a basket and I am so proud of him. However, bad mom that I am, I cheered when the basket was made but had NO CLUE which kid made the basket. :( I am truely upset because had I of seen him throw it I would have been the loudest parent out there. :D
Our church's ladies group met tonight also. Normally we play a game called Bunco which is super fun. Tonight however we talked about the direction we wanted the fellowship to go and had a really good time. Eating, talking, laughing. Certainly good for the soul. I always look forward to these get togethers.
Thursday, January 7, 2010
Did this happen like I wanted??? NO
Instead, I didn't get out of the house until 11:30am. Paid the water bill. Went to get Sam's haircut but the 1 person working had an appointment coming in so I said I would come back later. Came back at 3:30 and now they were booked the rest of the day. So SuperCuts here we come...tomorrow. After the unsuccessful haircut we went out to have lunch with the hubby and left there around 1ish. Stopped at Goodwill and what should have been an in and out visit turned out to be AN HOUR. Oh my goodness, I was only looking at the one rack, and pretty quick too, and tried on about 10 shirts. Anyway, it is now 2pm and I need gas in the car. I made it home just in time to get the boys. Had to pick TJ up from tutoring and off we went to Summerville to get the workbooks. Aggrivation comes next when the store I went to, and spoke to yesterday and was told they would have the books today, and they only have 1 book that I needed. Ugh!!
On the way back home I stopped at Agape and picked up the book they had there and ordered the other book I needed. YAY! Should have just had him order it yesterday when I was there. So I got most of them and managed to get a book to make my 10-yr old upset (it's the 4th grade multiplication workbook hehe).
On a positive happy note, Jason coaches small fry basketball for the recreation center and tonight was their first game (TJ is on the team too but was not allowed to play because he kept causing a fuss about doing his homework all week long). We won!!! 12-10 in OT (overtime). It was a really great game and the kids played their hearts out. I love that. I love the parents too. They were so lively and really made it even more enjoyable. Our next game is on Saturday.
Wednesday, January 6, 2010
Tuesday I have no excuse for not posting other than I just didn't really have anything interesting to post about. I did however make homemade french bread to go with dinner and it was super yummy. Here is a pic.
Sunday, January 3, 2010
So here is a sampling of what I like to do most.
Saturday, January 2, 2010
I see lots of other people out there with really cool sites and lots of interesting information and it seems simple enough. It can't really be all that hard...Can it?